Adjustable Rate Mortgage Calculator

Adjustable Rate Mortgage APR Calculator

This calculator will help you to determine the effective interest rate (APR) of your adjustable rate mortgage (ARM) when including the upfront closing costs in the ARM mortgage calculations.

Loan information
Mortgage loan amount:
Beginning interest rate (%):
Current index (%):
Margin (%):
Mortgage loan term:
Adjustments
Number of months before first rate adjustment:
Number of months between adjustments:
Maximum adjustment (%):
Closing Costs
Origination fee percent (%):
Points paid (%):
Other fees to include:

Total closing costs:
Beginning monthly principal and interest payment:
Fully indexed payment:
Total monthly payments:
Total interest:
Adjustable rate mortgage APR:

The information provided by this calculator and others the site is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.